CPA · EA · CFP® · Louisville, KY

We Don't Just
File Returns.
We Build Strategy.

CMLX CPAs & Advisors

Proactive tax planning, institutional-grade accounting, and financial advisory for business owners, physicians, and high-net-worth individuals who demand more than compliance.

CPA
Licensed CPA Firm
Tax · Accounting · Advisory
Certified Public Accountant (CPA)
Enrolled Agent — Unlimited IRS Practice
Certified Financial Planner™ (CFP®)
Certified Exit Planning Advisor (CEPA®)
Executive Juris Doctor (EJD)
Proactive tax-first advisory approach
Business owners · Physicians · HNW clients
Get Started Today →
3+
Professional Credentials
Tax-First
Advisory Philosophy
360°
Financial View
1 Firm
Tax · Accounting · Planning
What We Do

Three Disciplines.
One Integrated Strategy.

Tax planning, accounting, and financial advisory working together — not in silos. That's how we drive real outcomes for our clients.

Tax Strategy & Planning

Aggressive, fully legal tax reduction strategies for business owners and high earners. We plan year-round — not just at filing.

  • Proactive tax reduction planning
  • Business entity structuring
  • IRS representation & resolution
  • Estate & trust tax planning
  • Cost segregation studies
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Accounting & Bookkeeping

Clean books, timely financials, and a team that understands what the numbers mean for your business decisions.

  • Monthly bookkeeping & reconciliation
  • Financial statement preparation
  • Outsourced accounting department
  • Fractional CFO services
  • Payroll processing & compliance
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Business Advisory

CFP®-credentialed financial planning integrated with your tax strategy — wealth building, retirement, and legacy planning.

  • Business financial planning
  • Retirement & exit strategy
  • Wealth accumulation planning
  • Succession planning
  • Insurance & risk analysis
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Why CMLX

Your CPA Should Be
Your Most Valuable Advisor.

Most CPA firms are compliance shops. We're a strategy firm that also handles compliance. There's a meaningful difference.

Tax-First Philosophy

Every financial decision has a tax consequence. We start with taxes and work outward — so nothing you build gets unnecessarily handed to the IRS.

Year-Round Proactive Planning

We don't disappear after April 15. Our clients hear from us throughout the year — because tax planning that happens in March is already too late.

Multi-Credential Team

CPA, EA, and CFP® credentials under one roof. Tax strategy, IRS authority, and financial planning — fully integrated, not referred out.

Fiduciary Standard

As both CPAs and CFP® practitioners, we hold ourselves to a fiduciary standard. Our advice is built around your interests — not products or commissions.

Who We Serve

Built for Clients Who
Take Strategy Seriously.

🏢

Business Owners

S-corps, LLCs, partnerships — entity structuring, payroll, and proactive tax reduction built around your business model.

⚕️

Physicians & Dentists

Practice structures, retirement accounts, and strategies specifically tailored to high-income medical professionals.

🏠

Real Estate Investors

Cost segregation, depreciation strategy, 1031 exchanges, and entity structures that protect and grow your portfolio.

💼

High-Net-Worth Individuals

Estate planning, wealth transfer, trust administration, and integrated tax-financial planning for complex situations.

The Process

What Working with
CMLX Looks Like

01

Discovery Call

We learn your situation, goals, and current pain points. No charge, no commitment.

02

Strategy Session

We identify your highest-impact tax and financial opportunities and map out a plan.

03

Engagement & Execution

We implement your strategy, handle compliance, and keep everything running clean.

04

Ongoing Advisory

Year-round access to your advisory team. We proactively reach out — you don't have to chase us.

Client Experiences

What Our Clients Say

★★★★★

"CMLX found tax strategies my previous CPA never mentioned. In the first year alone, the savings more than paid for the engagement ten times over."

J. Patterson
Business Owner · Louisville, KY
★★★★★

"As a physician, my tax situation is complicated. CMLX handles everything — practice structure, retirement accounts, real estate — and they actually explain it so I understand what I'm signing."

Dr. R. Washington
Physician · Nashville, TN
★★★★★

"Having a CPA who is also a CFP means we stopped getting conflicting advice. Now our tax strategy and financial plan actually work together. Should have done this years ago."

M. & T. Jenkins
Real Estate Investors · Cincinnati, OH